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Financing is not the stone in the shoe.

Every business requires financing that ensures it can be sustained over time and grow, because today more than ever as a result of the pandemic we realize the importance of having financial support that sustains it even in complex periods. 

Many times there is the fear of undertaking a business idea or of escalating to a next stage and encompassing more production, expanding the business, or starting to export, since it is thought that financing can be an obstacle that puts the stability of the entrepreneur at risk. . But this should not be a limitation, on the contrary, a good entrepreneur will always want to move forward and for this there are a significant number of financing sources that support productive or service initiatives, the problem often lies in the lack of information Not because it is not available, but rather that you have to spend time getting to know the public and private entities that have programs, contests or financing and / or financial support plans for the different types of entrepreneurial initiatives.

Jaime Hidalgo, international business consultant for neo trade ensures that the great weakness of ventures is the lack of knowledge, even from the moment of seeking financing. "You always have to be very aware of the application dates, the requirements, the conditions and the processing, but at the same time a world of possibilities opens up that encourage the growth of companies and the success of the commercialization" mentions the executive . 

Entities such as the Productive Development Corporation CORFO  and Pro Chile ProChile , who support national entrepreneurs, are the ones who know the most about the potential of exportable Chilean products and services. On the other hand, you always have to be aware of the contests launched by banks, corporations and private entities that also have resources to support commercialization projects and the resources available no less. The experiences of entrepreneurs who have already benefited have always been well qualified, as only good business ideas are not enough, such initiatives need to be financed. 

Here is a list of some sources of financing and support for exporting companies of different sizes:   

BACKGROUND ENTITY BENEFICIARY DESCRIPTION AMOUNTS DATES 
2020 Crece Mujer Award STATE BANK  Entrepreneur who has a business with more than 6 months of operation. With effort, resilience and perseverance, he has managed to maintain his business in the face of the different contingencies that have arisen. You require support for your business to grow. ‭01-11-2020
Join InnovateCORFO Companies or individual entrepreneurs It seeks to increase the development of innovative solutions to solve problems and challenges of productivity and / or competitiveness of national companies, through links with collaborating entities.Up to $ 10.000.000‭03-11-2020
Create and Validate CORFO Companies or individual entrepreneurs It supports the development of new or improved technology-based products, processes and / or services, starting from low-resolution prototypes, until their validation on an industrial and / or commercial scale. In this call, the typology of Rapidly Implemented Business Innovation projects will be open.Up to $ 30.000.000 Business Innovation Typology.‭05-11-2020
Corfo Foreign Trade Guarantees (COBEX)CORFO Private Companies (legal persons or natural persons with a business), producer of goods and / or service providers.It allows to support credits that finance investment or working capital needs for exporting companies or companies related to foreign trade that may request for their financing (it can be in Pesos, UF, Euros or Dollars), exchange derivatives operations and investment projects in indigenous lands .CORFO partially guarantees the company before the financial institution to obtain a loan, and serves as support against a possible default of the company in the payment of the loan. The benefit has the following maximum amounts per company: Micro-companies: up to UF 5.000 Small companies: up to UF 7.000 Medium companies: up to UF 9.000 Large exporting companies: up to UF 35.000All year 
Consolidate & Expand Innovation Reactivation Sustainable CORFO Companies or individual entrepreneursIt supports the national and international scaling, at a commercial and / or industrial level, and the validation and packaging in the destination markets, of a Marketable Technological Product, which expect to generate positive social and / or environmental impacts, either from its design, production process, application, use or consumption.Up to $ 40.000.000‭04-11-2020
Regional Public GoodCORFO Chilean public, public or private legal entity that pays in the first categoryWe want to support the development of solutions that resolve information asymmetries, address market and / or coordination failures, and facilitate productive decision-making by companies, with an impact on the regions. You must bear in mind that the proposals presented must have regional relevance and impact and it is recommended to apply with guidance from the corresponding Corfo regional management.This co-financing covers up to 85% of the project cost. The remaining amount must be contributed by the participants with valued and pecuniary contributions (in money).All year 
CORFO MIPYME CREDITCORFO : Natural or legal persons who allocate resources to production activities of goods and services whose annual income from sales, services and other activities does not exceed UF100.000.It allows to expand and / or improve the financing offer for Micro, Small and Medium Enterprises, from now on, MIPYMES. The foregoing, through Non-Banking Financial Intermediaries (IFNB), which grant Credit, Leasing and / or Factoring operations.Financing granted by Institutions detailed below, through credit and leasing operations of up to 10 years term, and Factoring operationsAll year 
Corfo Guarantees for Investment and Working Capital (FOGAIN)CORFO Private Companies (legal persons or natural persons with money orders, subject to credit), producers of goods and / or service providersDo you need financing to continue growing with your micro, small or medium-sized company? CORFO helps you by providing support against banks or other financial institutions, in order for you to get a credit or some form of loan. Find out if you meet the requirements to request it.CORFO supports the company before the financial institution to obtain a loan, partially compensating the financial institution in the event of a possible default of the company in the payment of the loan.All year 
Fund Early Stages Profile Administrators / CompaniesCORFO Administrators / Companies that have Investment Funds established or that are to be established.Encourage the creation of investment funds that allow the financing and development of small and medium-sized Chilean companies that are in early stages and have growth and innovation potential. For this, Corfo provides financing to investment funds, so that they invest in this type of companies through loans or capital contributions. In return, the fund acquires a percentage of participation in the company and is actively involved in its management.Credit Line available for Investment FundsAll year 
Corfo Pro Investment GuaranteeCORFO Private Companies (legal persons or natural persons with money orders, subject to credit), producers of goods and / or service providersThe objective of this guarantee is to facilitate access to financing required by companies (annual sale up to UF600.000). It supports long-term operations to encourage investment in companies that wish to carry out investment projects and / or acquire fixed assets. The operations must be granted for a term greater than 3 years and can be loans, leasing and leasebackCORFO supports the company before the financial institution to obtain a loan, partially compensating the financial institution in the event of a possible default of the company in the payment of the loan.All year 
Agricultural Insurance Premium SubsidyCORFO Natural persons and companies or individual entrepreneursDon't let bad weather ruin your effort. If you are an agricultural producer, this subsidy is designed for you. It helps you protect your crops in case of weather conditions or natural disasters that could affect your harvest. No matter the size or type of your production, or the region in which you are located, we want you to work calmly and safelyUp to 80 UF ​​per policy.All year 
Silvoagropecauario ContestPro ChileAny Chilean company, natural person with initiation of activities or legal ProChile tool created to promote exports of fresh or processed foods, forest products (non-industrial), through co-financing and support in the management of different export promotion strategy projects. Companies that participate directly in the development and commercialization of products, with a special appeal to small and medium-sized exporting companies, with management capacity and commitment to the challenge of Internationalization, related to the diversification of markets, that incorporate sustainability in their management, with scalable initiatives with added value in innovation in your business or product model.MICRO AND SMALL COMPANIES Co-financing up to 65% (up to $ 15.000.000 for individual projects) MEDIUM-SIZED COMPANIES Co-financing up to 55% (up to $ 15.000.000 for individual projects)                               

ASSOCIATIVE BUSINESS PROJECTS Co-financing up to 65% (up to $ 30.000.000 for projects with two or more beneficiaries)                             

SECTORAL PROJECTS Co-financing up to 50% (Public co-financing up to 200 Million.) * Minimum public contribution per nominated project: $ 3.500.000
28/09 al 28/10
Contests Services Pro ChileAny Chilean company, natural person with initiation of activities or legalIt is the ProChile tool created to support and promote exports of services, through co-financing and support in the management of commercial promotion actions abroad. Company that participates directly in the development and commercialization of services, with special appeal to small and medium-sized exporting companies, with management capacity and commitment to the challenge of Internationalization, related to the diversification of markets, that incorporate sustainability in their management, with scalable initiatives with added value in innovation in your business or service model.MICRO AND SMALL COMPANIES Co-financing up to 65% (up to $ 12.000.000 for individual projects) MEDIUM-SIZED COMPANIES Co-financing up to 55% (up to $ 12.000.000 for individual projects)                             
ASSOCIATIVE BUSINESS PROJECTS Co-financing up to 65% (up to $ 18.000.000 for projects with two or more beneficiaries)                     

SECTORAL PROJECTS Co-financing up to 50% (Public co-financing up to 25 Million.) * Minimum public contribution per nominated project: $ 3.500.000
13/10 al 10/12
Creative Industries Contest Pro ChileAny Chilean company, natural person with initiation of activities or legalIt is the ProChile tool created to support and promote exports of manufactured goods and Services such as; performing arts, music, video games, visual arts, editorial, audiovisual, etc., through co-financing and support in the management of commercial promotion actions abroad. Company that participates directly in the development and commercialization of products and / or services, with a special call to small and medium-sized exporting companies, with management capacity and commitment to the challenge of Internationalization, related to the diversification of markets, that incorporate sustainability in their management, with scalable initiatives and with added value in innovation in the model of your business, product or service.MICRO AND SMALL COMPANIES Co-financing up to 65% (up to $ 12.000.000 for individual projects) MEDIUM-SIZED COMPANIES Co-financing up to 55% (up to $ 12.000.000 for individual projects)                               

ASSOCIATIVE BUSINESS PROJECTS Co-financing up to 65% (up to $ 18.000.000 for projects with two or more beneficiaries)                             

SECTORAL PROJECTS Co-financing up to 50% (Public co-financing up to 25 Million.) * Minimum public contribution per nominated project: $ 3.500.000
13/10 al 10/12

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